Mortgage Programs

Question: Do I have to select a program before I make application?
Answer: No. All you need to do is make application. Leave it to us to sort through the programs and find the best options for you. Our process is simple. We will check your credit, pre-qualify you, and provide a pre-approval and Good Faith Estimate in writing. Apply now! There is no cost or obligation.
New Mortgage Programs! Updated

The All New Option ARM/ with Fixed Rate Conversion Feature

No Income Verification to 80% of the value of the home, and no-income-no-asset verification to 75%! Payment rates as low as 3.25%. Approval not based on credit score. Incredibly flexible!

No Income/ No Asset Verification Mortgage Program for Credit Scores of 680 plus

Income not verified - Assets not verified All property types, all transactions are okay! Owner occupied, second homes, and investment properties. Purchase, refinance, and cash-out refinance transactions are all allowed. LTVs to 80%. Low rates! All employment types now acceptable!

No Income Verification Mortgage Program for Credit Scores of 660 plus/ with Asset Verification

Income not verified - Assets must be verified for this program All propery types, all transactions are okay! Owner occupied, second homes, and investment properties. Purchase, refinance, and cash-out refinance transactions are all allowed. LTVs to 80%. Low rates! All employment types now acceptable!

Florida Hard Equity Mortgage

Everyone qualifies. Up to 50% of the value of the home. We don't care about credit. No job needed. Florida properties only.

Lots More!

Visit our main website to explore our complete selection of flexible Florida mortgage programs and Georgia mortgage programs. Let us find the right mortgage for you!

(800) 842-5665
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Visit Our Main Site!

Visit our main site and explore the most flexible Florida and Georgia mortgage programs anywhere, including low cost subprime solutions and the best first time home buyer program available!

How Credit Scores Really Work!

Your credit score is a measure of the risk that lenders take when lending you money. Your credit score will determine your financing options and the interest rate that you pay on every dollar you borrow. In fact, it may be the most important number in your life! Here is the inside track on how credit scores really work...

Credit Repair!

Our credit repair program is inexpensive and incredibly effective. Fast, legal, and ethical. Start today!

Florida Mortgage & Georgia Mortgage License Information:

Florida Mortgage Broker: License #MBB0704566, Georgia Mortgage Broker: Georgia Residential Mortgage Licensee - #20442